Terms and Conditions
Last updated: 15 October 2026. These Terms and Conditions form a binding agreement between you and us. By creating an account, depositing funds or otherwise using this website or the trading platform, you accept them. If you do not accept them, do not use the service.
1. Who we are
1.1 Expert Trading is a trading name of Elite Trading Ltd, a company registered in England and Wales with company number 11036180 ("Elite Trading", "we", "us"), whose registered office is Unit 3 Clive Court, Bartholomews Walk, Cambridgeshire Business Park, Ely, Cambridgeshire, CB7 4EA, United Kingdom.
1.2 You can reach us at support@experltd.online or on WhatsApp on +447440627215.
1.3 All references to "the platform" mean the third-party electronic trading platform we make available to you. The platform is operated by its own provider under its own terms, which you accept separately when you open the account. Elite Trading is not the operator of the platform and does not itself execute your trades.
2. Regulatory status — please read this first
2.1 Elite Trading is not currently authorised or registered by the Financial Conduct Authority (FCA), or by any other financial regulator, to provide financial services or to conduct an electronic trading business in the United Kingdom. An application for FCA authorisation has been submitted and is in progress. We will update this section and notify you of the outcome in writing as soon as a decision is received.
2.2 Because we are not authorised, the following protections do not apply to you:
- your funds are not covered by the Financial Services Compensation Scheme (FSCS);
- you are not eligible to bring a complaint to the Financial Ombudsman Service (FOS);
- your account is not subject to the FCA's client-money rules or its client-money segregation requirements; and
- Elite Trading is not supervised by the FCA, and the FCA has not approved or endorsed this service, the platform, or anything published on this website.
2.3 Certain activities are regulated or prohibited in the United Kingdom for firms that are not authorised. It is your responsibility to establish whether trading with an unauthorised firm is permitted in your country of residence, and whether it is permitted for you personally. If you are resident in the United Kingdom, the FCA's published guidance on trading with unauthorised firms applies to you. We will not open an account for a client who is resident in a jurisdiction where we are not permitted to accept clients, and we will close an account if we are no longer permitted to accept clients from your jurisdiction.
2.4 Nothing on this website is an offer, a solicitation of an offer, an inducement, or personal investment advice. Nothing on this website is a recommendation that any instrument, strategy, plan or risk level is suitable for you.
3. Eligibility
3.1 You must be at least 18 years old, act for yourself, and not be resident in a jurisdiction where we cannot accept clients.
3.2 We are required to identify all clients and to carry out checks to satisfy our own regulatory, anti-money-laundering and fraud-prevention obligations, and those of our payment providers. We may ask for a valid identity document, proof of address, and evidence of the source of funds. We may decline to open an account, or close an existing account, if we are unable to complete those checks to our satisfaction, or if we are not satisfied about the source of a deposit.
4. Plans, returns and the nature of what you are buying
4.1 You choose a plan tier. Each tier sets out a minimum and maximum deposit and a illustrative target return percentage. That percentage is not a fixed rate, not a guaranteed return, and not a promise or contract of future performance. It is derived from the historical performance of the strategy in the period measured, under the market conditions of that period.
4.2 Actual results will vary. Some periods will produce a loss, and some periods may produce no return at all. Past performance is not a reliable indicator of future results. The value of an account can fall as well as rise, and you can lose all of the money you deposit.
4.3 Returns are calculated and credited on the cycle stated for your plan. Where a return is not achieved in a cycle, no amount is credited for that cycle, and no balance is carried forward unless your plan says so.
4.4 Leverage magnifies both gains and losses. Where you trade with leverage, a relatively small adverse movement in the market can result in a loss greater than the margin allocated to the position, and you should not trade with leverage you do not fully understand.
4.5 We may change the structure of a plan, including its target percentage, minimum or maximum deposit, or cycle, on reasonable notice to you, and any change will not apply retrospectively to a cycle already started.
5. Deposits, withdrawals and client money
5.1 Deposits must be made from a payment account in your own name. We do not accept third-party payments, and we may return or reject any payment that does not meet this requirement.
5.2 Withdrawals are made to a payment account in your own name and, where possible, using the same payment method as the deposit. A mismatch between the deposit and withdrawal methods is the most common cause of a delayed withdrawal because it triggers additional fraud checks by our payment providers. We may require further identity documents before releasing a withdrawal where we are unable to verify the request.
5.3 Withdrawal requests are processed within the period stated in the platform's trading terms, which we will confirm when you open an account. We may deduct the fees and any taxes that we are required to withhold, which will be shown to you before the withdrawal is released.
5.4 We do not hold client money as a regulated client-money account. Money you deposit is at risk. If we are unable to meet a withdrawal request for any reason, including an operational failure, a third-party payment failure, or a suspension imposed on the platform, you will not have the benefit of the FSCS or the FOS.
6. Referral programme
6.1 Our referral programme is single-level. If a person you refer directly registers and funds an account, you are eligible for the commission stated in the programme terms, which is a percentage of that person's first deposit only.
6.2 No commission is payable on the activity of anybody you have not referred directly, and no payment is made for recruiting further members. The programme does not pay you for the recruitment of others, and it does not rely on the volume of your own or anyone else's trading.
6.3 Referrals made in breach of these terms, including self-referral, referrer and referee being the same person or household, or any use of false or misleading information, are void and any commission already paid may be withheld or recovered.
7. Risk, you and your responsibility
7.1 Trading FX and CFDs on margin carries a high level of risk and is not suitable for everyone. If you are unsure whether this service is right for you, you should take independent advice from a professional financial adviser who is independent of us.
7.2 You are responsible for every trade placed on your account and for ensuring you understand the risk of each position before you open it. We do not give personal recommendations and we are not responsible for a loss arising from a trade you placed, or from a trade you placed in reliance on information published on this website or by a third party.
7.3 We may restrict, suspend or close your account, and decline to accept further deposits, where we are required to do so, where we suspect fraud or money laundering, where you have given us information that is false or materially misleading, where you are in breach of these terms or the platform's terms, or where we are otherwise unable to continue to provide the service to you. Where we close your account at your request, we will return the balance of your account in accordance with clause 5.
8. Our liability
8.1 Nothing in these Terms limits our liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any liability that cannot lawfully be limited.
8.2 Subject to clause 8.1, we are not liable for losses arising from the acts or omissions of the platform operator, its liquidity providers, or your payment provider, nor for losses arising from market movements, exchange rate movements, disconnection, latency, or execution failure, in each case to the extent that such loss could not reasonably have been avoided or mitigated by us.
8.3 We are not liable for any indirect or consequential loss, or for loss of profit, opportunity or anticipated savings.
9. Complaints
9.1 If you are not authorised by the FCA, you cannot complain to the FOS. If you have a complaint, contact us at support@experltd.online with the subject line "Complaint". We will acknowledge within 5 business days and aim to resolve within 8 weeks. If you are not satisfied with our response, you may refer the complaint to an independent alternative dispute resolution scheme, which is __ADRSCHEME__. Please tell us before you do so that we can assist.
9.2 Nothing in this clause prevents you from contacting the FCA, the Financial Ombudsman Service, the ICO, or any other regulator or ombudsman at any time.
10. Personal data
10.1 How we collect, use, share and protect your personal data is set out in our Privacy Policy, which forms part of these Terms.
11. Changes to these Terms
11.1 We may amend these Terms. If we make a material change we will notify you by email and, where required, ask you to accept the new Terms before you continue to use the service. Your continued use of the service after the change takes effect is treated as acceptance. The version in force at the time you opened your account continues to govern that account unless you close it.
12. General
12.1 These Terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction, without prejudice to any mandatory consumer or regulatory protections available to you where you live. If any provision is found unenforceable, the rest continues in force. If you are a consumer, this clause does not deprive you of the protection of mandatory provisions of the law of your country of residence. Elite Trading may not assign these Terms without your consent, except to a successor of the business.
12.2 These Terms should be read with the platform's own terms, which apply to your use of the platform, and with our Privacy Policy. If there is a conflict between these Terms and the platform's terms in relation to the platform itself, the platform's terms prevail in relation to the platform.
13. Risk warning
Trading FX and CFDs on margin carries a high level of risk and may not be suitable for all investors. You may lose all of your capital. Return targets shown on this website are illustrative, variable and not guaranteed. Past performance is not a reliable indicator of future results. Seek independent advice if you are unsure.